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Fair Credit Practices

Code: DF-8000.2000

Programs that are designed to protect the consumer from fraudulent or unfair credit practices through enforcement of legislation that guarantees equal access to credit; the right to notice of credit reporting activities; the right of access to information contained in credit reports; the right to correct erroneous credit report information; the right to withhold payment on damaged or shoddy goods or repairs or poor quality services while negotiating a settlement; the right to timely correction of billing errors; protection from abusive, deceptive or unfair debt collection practices and similar protections.

See Also:

Credit Repair Fraud Reporting (FN-1700.1470-160)

Credit Denial Assistance (DM-1500.1550)

Credit Counseling (DM-1500.1500)

Truth in Lending (DF-8000.1500-880)

Banking Regulation (DF-8000.1000)

Credit Reporting Agency Complaints (DD-1500.2050)

Unsolicited Credit Offer Opt Out Assistance (DD-1200.9000-900)